Privacy Policy

Facts

WHAT DOES VERMONT STATE BANK DO
WITH YOUR PERSONAL INFORMATION?

Vermont State Bank Logo

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and employment information

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons VERMONT STATE BANK chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does VERMONT STATE BANK share? Can you limit this sharing?
For our everyday business purposes--
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes--
to offer our products and services to you
No We do not share
For joint marketing with other financial companies
No We do not share
For our affiliates' everyday business purposes--
information about your transactions and experiences
No We do not share
For our affiliates' everyday business purposes--
snformation about your creditworthiness
No We do not share
For affiliates to market to you No We do not share
For nonaffiliates to market to you No We do not share

To limit our sharing

  • Call (309) 784-2271
  • Visit us online: Vermontstatebank.com
  • Mail the Mail-in Form

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call (309) 784-2271

Mail-in Form
Mark any/all you want to limit:

Name
Address
City, State, Zip
Mail to: VERMONT STATE BANK
PO Box 319 Vermont IL 61484
Who we are
Who is providing this notice?
Vermont State Bank
What we do
How does VERMONT STATE BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does VERMONT STATE BANK collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account or pay us by check
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • VERMONT STATE BANK has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • VERMONT STATE BANK does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • VERMONT STATE BANK doesn't jointly market.

YOU HAVE SELECTED TO USE THE "MAIL IN" FORM FOR CUSTOMERS TO COMMUNICATE THEIR OPT OUT DECISIONS TO YOU. YOU MUST PRINT THIS DISCLOSURE ON LEGAL SIZE PAPER AND MAY NOT USE DUPLEX PRINTING. View Policy PDF File for Printing